Q - I've never purchased a home in Southern Pines or Ft. Bragg, NC before.  Where should I begin?

A - Actually, you've already started the process. Fact-finding and reading Southern Pines real estate articles is a great way to become a smart consumer. The highest priorities to focus on before you begin searching for specific areas, neighborhoods, or homes for sale in Moore County would be to:

• Familiarize yourself with your personal finances.
• Learn about the Southern Pines and Greater Moore County real estate market.
• Carefully review your budget and begin to eliminate as much debt as possible.
• Have a down payment and earnest money ready when the time comes to act and make your offer.

Your next step is to contact me. As your home buying specialists, we'll protect your interest and manage the details of the real estate transaction on your behalf to your complete satisfaction. For more experienced buyers, a little brush up on the real estate process wouldn't be a bad idea. Of course, you'll need a really sharp Southern Pines and Greater Moore County real estate team to protect your interests too!

Q - With the news about mortgage products, how do I avoid making a big mistake when deciding which type of loan to select?

A - Once we meet and review your finances along with your Southern Pines, NC home buying needs, you should select a lending consultant. We can recommend several trusted lending professionals or you can choose your own. Having upmost confidence in your lender is important. Be sure you feel completely at ease with them.  They should speak to you in easy to understand terms. Ask lots of questions and never sign any document until you know what you are signing and feel completely at ease signing it. More and more lending professionals are recommending fixed interest rate loans and interest rates are still very attractive. Of course, the type of loan best for you depends on several factors. Here are just a few:

• How much money do you have for a down payment?
• How long do you plan to live in the home?
• Do you qualify for a FHA or VA loan?

Because more homes are on the market here in Southern Pines and Greater Moore County, your choices are plentiful and the time is right for you to buy!

Let's Get Started today with your Southern Pines or Fort Bragg, NC Home Search!

Are you ready to schedule your home buying consultation? Or maybe you just want to begin a casual Southern Pines home search on your own. No worries! But if you would like my help, contact me today and together we will review your needs and your budget to help you find the right Southern Pines and Greater Moore County home for you!